Five trend signals. Fifty-plus PruLink funds. One rule for entering, one for exiting. Backtested across five investor archetypes. Refreshed nightly.
Most investors ride a fund to the bottom or jump at headlines. 6PW-IS replaces that instinct with three unambiguous rules — each tested, each shown on-screen, each a reason you can point to.
Each of the 50+ PruLink funds is scored from 0 to 5 based on five simple trend signals — things like whether price sits above its 200-day average, and whether that average is rising. No opinions, no forecasts.
A fund earns a place only if its score is 3 or higher and it ranks in the top half of the universe by recent 3-month momentum. Weak trends never make it in.
When a fund's score drops to 1 or below — meaning four or more of the five signals have failed — we switch out. We don't wait for the fund to fully collapse. Catching the breakdown one level earlier is what turned 2018-start archetype portfolios from net losses against buy-and-hold into net gains.
A system is only useful if it holds up when markets misbehave. Every rule below is there because the backtest punished the alternative.
The same six trend signals decide the score for every fund — whether it's US tech or Singapore bonds. No fund gets a pass for being "a long-term hold".
Share classes and duplicate strategies are collapsed into a single recommendation. Your portfolio doesn't get the same risk three times under different labels.
Across every archetype tested, the strategy's worst drawdown was shallower than buy-and-hold's. The return gap is a bonus; the pain gap is the real value.
The portal shows which signals fired, which failed, and why a fund was chosen over its peers. If compliance asks, the answer is already rendered.
A $1,000-a-month dollar-cost-average across each investor archetype, from January 2019 through today. The same rules applied in every scenario — no retrofitting, no cherry-picking.
Jan 2019 → Mar 2026 · 5 fund slots, rebalanced on signal
Max peak-to-trough portfolio drop, strategy vs buy & hold · 2019 – today
Average across two backtest scenarios per archetype — favourable (2019) and adverse (2018) starts.
| Archetype | 6PW-IS return (avg) | Buy & hold return (avg) | Return gap | 6PW-IS Max DD | Buy & hold Max DD | DD reduction |
|---|
Numbers refresh automatically every time the daily price scrape runs. Past performance is not indicative of future returns.
Real markets are messy. To check whether 6PW-IS works because the rules are sound — not because the past 8 years happened to suit them — every claim on this page was tested three different ways.
Five investor archetypes × two starting regimes (favourable 2019 entry · adverse 2018 entry). Tests how the rules would have performed on the actual market path.
200 alternate 8-year market paths × 5 archetypes — generated by block-bootstrap resampling of historical fund returns. Tests whether the result is structural or just luck on one historical path.
Single-fund chains, multi-slot archetypes, lump-sum vs DCA, varying entry quarters from 2016–2023. Tests behaviour in normal, adverse, and benign regimes.
6PW-IS produced shallower max drawdowns than buy-and-hold in every archetype, on every backtest, every time. Across the 1,000 Monte Carlo synthetic histories, the drawdown reduction was 0.9–2.0 percentage points — consistent enough to call it the strategy's defining feature.
Past performance isn't a promise of future results. But consistency across five archetypes, two starting regimes, and 1,000 simulated alternate market paths is the closest thing to a reality check a retail system can get.
Whether you're picking a starting portfolio for a new client, reviewing an existing one for switches, or explaining the engine to compliance — the portal is built to answer in under a minute.
Pick an archetype, see the five funds the system would start with today, and export the rationale to PDF for your client file.
Paste in your client's current holdings. The portal flags exits, proposes swaps, and walks through the signals behind each move.
Every PruLink fund, daily-refreshed score, rank, momentum, and signal breakdown — sortable, filterable, and printable.
Open the portal to run today's rebalance, build a new-client starter portfolio, or just browse the scorecard.