Policy Buy / Sell Service

Sell smarter. Not just sell.

Other platforms pay you for your policy and wave goodbye. 6PW pays the same market rate — plus runs a free What-If Review so you know if selling is even the right move, and exactly what to do with the proceeds.

Request my free What-If Review →

● Free ● 20-min Zoom ● No obligation ● Payment within 24h of paperwork

The Trap Most Sellers Fall Into

What other platforms won't tell you

The cheque is the easy part. These are the questions they don't answer:

Should you really be selling?

Many people who sell would have been better off going paid-up, reducing premiums, or taking a policy loan. Other platforms only show you one option: sell.

Is your retirement still on track?

Your policy was part of a bigger plan — income, legacy, medical cover in old age. Sell without modelling what changes, and the rest of the plan can quietly fall apart.

What do you do with the cheque?

A lump sum mishandled is worth far less than the policy you gave up. Pay down debt? Top up CPF? Reinvest? The right answer depends on your stage of life.

How It Works

Two steps. No surprises.

From form to payment, the whole process typically takes 3–5 working days. You're never locked in — at any point you can walk away with the review and no obligation.

Free 20-minute Zoom

Send us a few details on the form below. We meet on Zoom and walk through your options live using the 6PW what-if engine: your retirement projection with and without the policy, all 5 alternatives side-by-side, the smartest use of the proceeds. You see the numbers move in real time.

If selling is right, we meet in person

Within 1 working day. Assignment paperwork done together. Payment within 24 hours of paperwork — at the same market rate any other platform in Singapore would pay you.

The Differentiator

What's inside the What-If Review

A free 20-minute walkthrough on Zoom, covering five things every seller should see before signing anything.

Retirement projection — with vs without your policy

See how selling changes your retirement income, monthly cashflow, and net position at age 65, 75, 85.

All 5 options side-by-side

Surrender, paid-up, premium reduction, policy loan, sell on the secondary market. Each modelled against your actual numbers.

Cashflow impact across the next 30 years

Where the lump sum helps, where it falls short, where it changes nothing.

Smartest use of the proceeds

Debt paydown, CPF top-up, reinvestment, alternative policy. Personalised to your stage of life.

Singapore-specific considerations

CPF nomination, MediShield/CareShield interaction, tax treatment, and whether a family member taking over premiums is a better path than selling.

Compare and Decide

6PW vs other platforms

Same market price. Same payment speed. Everything else — ours is what they don't offer.

	Other platforms	6PW
Market price for your policy	✓	✓
Payment within 24 hours of paperwork	✓	✓
Free What-If Review on Zoom	—	✓
Retirement projection — with vs without your policy	—	✓
All 5 options modelled side-by-side	—	✓
Honest "don't sell" advice when applicable	—	✓
Strategy for the proceeds (debt / CPF / reinvestment)	—	✓
Singapore-specific planning (CPF, MediShield, family takeover)	—	✓

Our Promise

If selling isn't right for you, we'll tell you

The What-If Review is genuinely free, and the answer is genuinely honest. If the numbers show you'd be better off going paid-up, taking a policy loan, or simply keeping your policy as it is — that's what we'll recommend.

We'd rather lose a deal than push the wrong one. Walk away with a clear plan either way.

Common Questions

Frequently asked

How long does the whole process take?

From form to payment: typically 3–5 working days. The Zoom is usually scheduled within 1–2 days. If you decide to sell, paperwork is completed within 1 working day, and payment within 24 hours of paperwork being finalised.

What documents do I need?

Just your policy statement or Benefit Illustration — whichever you have on hand. Share it ahead of the Zoom so we can prepare a tailored review.

How is your offer calculated?

Based on your policy's projected cash value, future bonuses, premium structure, and remaining term — the same factors any buyer uses. We pay the same market rate as other platforms in Singapore.

I already have an offer from another platform. Can you give me a second opinion?

Yes. Bring your offer to the Zoom — we'll review whether it's fair and walk you through your full options. If selling is right and you choose 6PW, we'll match the same market rate.

What if I decide not to sell after the review?

That's fine. The Zoom is free, the report is yours to keep, and there's no follow-up sales push from us.

What about my CPF nomination?

We cover this in the What-If Review. Selling can change what happens to your policy proceeds in the event of death, and we'll walk through any nomination updates you might need to make.

Is my data confidential?

Yes. Your details go only to the 6PW team handling your review. We don't share, sell, or pass them to any third party.

Can I sell part of my policy, or multiple policies?

Yes to both. We can review and offer on multiple policies in one Zoom session.

Who is 6PW?

6PW (Six Pack Wallet) is a Singapore-based financial planning platform. We built the tools behind the What-If Review and we transact policy sales for sellers who decide selling is the right move. Every offer comes with the methodology behind it — nothing is opaque.

Get Started

Request your free What-If Review

Tell us a bit about your policy below. We'll be in touch within one working day to confirm a Zoom slot — usually scheduled within 48 hours.

Full Name *

Mobile Number *

Email *

Policy Type

Insurer

Approximate Sum Assured

Years Policy Held

Preferred Time to Be Contacted

Anything you'd like us to know (optional)

Already have an offer? Mention it above — we'll review whether it's fair.

✓

Thank you — we've got it.

We'll be in touch within one working day to confirm your Zoom slot. Look out for a call from a Singapore number, and an email confirmation.